Kaiser Ultimate Health Builder is a 3-in-1 long-term healthcare plan designed to protect your future — even after retirement.
Schedule a Free ConsultationKaiser is a long-term health savings program with built-in life insurance, healthcare, and investments. Unlike short-term HMO plans that only work while youre employed, Kaiser takes care of your health even after you retire.
Years 1–7
“You Pay”
Years 8–19
No More Payments — Funds Grow
Year 20
Maturity Options + Lifetime Healthcare
💡 “Example: With a K-100 plan, your Php411,750 becomes Php1.1M after 20 years — while staying covered the whole time.”
Illustration based on K-100 plan assumptions. Actual results may vary.
Kaiser protects you in all 3 stages of life.
Kaiser provides life insurance coverage to support your family financially.
You get comprehensive healthcare benefits including checkups, dental, and hospitalization.
Your funds grow and accumulate, serving as an investment and retirement fund.
Kaiser is designed to solve all three — protecting your family, your health, and your future.
Choose a Kaiser plan based on your age and budget.
Minimum Plan: K45
Minimum Plan: K60
Minimum Plan: K75
💬 If you want the full list of plans, contact Beta for Wealth for complete info.
Yes, but it’s best to let it grow and compound over time for maximum benefit.
Yes, within 30 days of starting your plan. You may also change payment terms depending on your preference.
Yes. PhilHealth is applied before Kaiser coverage, helping you reduce out-of-pocket costs.
You have a 30-day grace period. After that, your policy may lapse — but you can reinstate it following certain steps.
Pre-existing conditions are covered after the 7-year payment period during the extended care phase.
Let's find the right Kaiser plan for you.
Schedule a 1-on-1 ConsultationAvailable via Facebook, Instagram, TikTok, or Email.
Kaiser is a healthcare provider backed by strong institutions and nationwide service.
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