Start investing with just ₱20 a day. Build your wealth, one step at a time.
Whether you’re just starting or ready to diversify, you can invest in top-performing mutual funds — with zero sales load as an IMG member.
Start with ₱0 Sales Load💬 Talk to Beta for Wealth to begin investing.
Mutual Fund Investing Made Simple
- ✅Invest indirectly in the stock market through mutual funds
- ✅Have a professional fund manager pick out the best stocks for you, depending on your goals and risk appetite!
- ✅IMG members pay ₱0 sales load (100% of your money is invested)
- Access to top mutual fund providers: ATRAM • BPI Wealth • Philequity • Sun Life Asset Management Company, Inc. • First Metro Asset Management • COL Investment Management, Inc. • Soldivo
IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.
Direct Stock Investing (Advanced)
Use UTrade or MyTrade
Trade individual stocks directly on the market platforms you trust.
Exclusive Stock Research & Guidance
Access comprehensive market insights—including company fundamentals, technical indicators, and personalized stock picks—from seasoned financial analysts, empowering you to make data-driven investment decisions.
Advantages of Direct Stock Investing vs Mutual Funds
- Full control over your portfolio and stock selection.
- Potential for higher returns (with higher risk).
- No fund management fees
Can ₱20 a day change your future? Yes.
Save ₱20 daily for 60 days = ₱1,200
Imagine investing that consistently.
| Time | At 4% CAGR | At 12% CAGR |
|---|---|---|
| 10 yrs | ₱87,645+ | ₱128,106+ |
| 20 yrs | ₱217,380+ | ₱525,983+ |
| 35 yrs | ₱537,661+ | ₱3,151,144+ |
Our ₱20 Challenge Champions
Lucky
552 days — ₱11040 invested
Angelica
644 days — ₱12880 invested
Kamille
540 days — ₱10800 invested
Erwin
498 days — ₱9960 invested
Leve
433 days — ₱8660 invested
Anthony
616 days — ₱12320 invested
RV
595 days — ₱11900 invested
Justin
582 days — ₱11640 invested
Rex
329 days — ₱6580 invested
Maria
500 days — ₱10000 invested
Franc
266 days — ₱5320 invested
Rom
286 days — ₱5720 invested
Cora
328 days — ₱6560 invested
Bri
275 days — ₱5500 invested
These figures reflect a minimum ₱20/day; some members invest even more!
You’ll be guided every step of the way.
How Mutual Funds Work
Choose a Fund
Select a mutual fund based on your financial goals and risk appetite.
Invest & Top‑Up
Contribute regularly and reinvest dividends to grow your investment over time.
Let It Grow Passively
Watch your wealth compound as professional managers handle the fund for you.
| Fund | Risk Appetite | Notes |
|---|---|---|
| Soldivo Strategic Growth Fund | Aggressive | Invests in the PH market |
| Sunlife World Voyager Fund | Aggressive | Invests in global markets |
| Sunlife World Income Fund | Aggressive | Gives monthly dividends |
| BIMI Philam Dollar Bond Fund | Moderate/Conservative | Invests in dollar bonds |
| Soldivo Bond Fund | Moderate/Conservative | Invests in bonds |
This is just a short list—there are many more options available! You can invest in all of these with a 0% sales load if you are an IMG member!